Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What is a Premium? Do you know what a Premium is? Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Gifting of A Stronger Financial Future Here’s a gift idea that can help create a stronger financial future for your child or grandchild.